Dealing With The Financial Problems That Come With Car Ownership

Cars can be a bit of a black hole when it comes to running costs. Very often we just think about how much fuel we are using, but occasionally something will crop up and we will need to fork out money. This could be the need to get repairs done. You may need to renew your driving license, or you may end up with a speeding ticket or a parking ticket.

It is always worth having a bit of extra emergency money saved up and put aside in a bank account ready for if you need it. While nasty surprises can be frustrating and upsetting to receive, having that money put aside will mean that you do not need to break the bank to pay for anything that crops up.

Parking Tickets

Finding out that your car has picked up a parking ticket can be aggravating and stressful to most of us. It may be that you believed that you were parked up in a perfectly legal area. You might have overstayed your allotted time frame and as a result, you may have incurred a fine.

Many people will pay the fine as soon as they get it so that it is not hanging over them. While others may just tuck the penalty notice away somewhere and hope that the parking attendants forget about the ticket. But it doesn’t work like that, and burying your head in the sand will only make the situation worse as you may end up with debt collectors looking for you.

You could always seek to dismiss traffic ticket charges that have been brought against you. As parking violations are generally dealt with by the landowner, it is important to realize at this stage it is not a criminal offence.

If you believe that you have been given the charge when you should not have had it, take a photo of the car in the location that the ticket was received. If there are other vehicles nearby, take a photo of them too. Make a note of any signage that is nearby that tells you about the parking restrictions in the vicinity.

Speeding Fines

On the other hand, speeding tickets are issued by the police and you are obliged by law to pay it. You can attempt to contest your speeding fine, but before you decide whether to go ahead and do this you should find out as much information as possible about where and when you were caught series.

Generally speaking, it is hard to win in a fight against your speeding fines. The equipment used to capture the speed that you were travelling is extremely accurate. The only way that you can really challenge this type of legal action is if you can prove that you were not the person who was driving the car at the time, or there is a legal issue surrounding the location that the speed camera was at the time.